Retirement funding and insurance: Dave Ramsey says

purpose of insurance is to transfer risks that you can not afford as out of pocket expenses and that is why insurance is an important part of financial planning

purpose of insurance is to transfer risks that you can not afford as out of pocket expenses and that is why insurance is an important part of financial planning

the truth is he is partially to blame for being dumb enough to cosign in the first place and recognize the progress you are making now with your finances

kids have to adjust to a stepdad being on the scene just like you have to adjust to a new marriage where teenagers are part of the package

worst case scenario like bankruptcy unsecured debt is wiped off and the creditor gets nothing but a car loan or house payment either gets made or you give it up

you want to know what is going on with your money and finding someone who can explain it well and help you understand the details is a must

it is not that wealthy folks are weird or necessarily greedy but sometimes wealth will attract weird and greedy people so i say yes to pre-nups sometimes

if anything can go wrong it will go wrong and in other words if you are alive and walking around bad stuff will happen to you sooner or later

i have tried for years but i can not convince my husband to plan for tomorrow and stop living just for today – is there anything i can do – www.daveramsey.com

husband and i have been married less than a year and already we are having huge disagreements over money and often he will just give money to friends and family

government is going to take about half of your money maybe more – you are liable to start counting on the government and we all know how well they handle money